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General USDA Information
First Time Buyers – USDA Loans
The Florida USDA home loan program stands alone as one of the most affordable and “first time buyer” friendly mortgages in the state. One main reason why USDA loans are so attractive is because USDA Rural Housing is the only … Continue reading
USDA Refinance Interest Rates
If you are a Florida homeowner and have a USDA Rural Housing loan, you might be eligible to refinance your mortgage into a lower interest rate. Everyone knows that historic low interest rates are here…but likely won’t last forever. The … Continue reading
USDA Approved Map 2013
USDA Rural Housing was set to change the approved locations (map) for the USDA home loan this month. It was announced this week, any map changes have yet again been delayed. This is great news for Florida home buyers wanting … Continue reading
100% Columbia County Florida, Lake City, USDA Mortgage
Did you know Columbia County Florida (Fort White, Lake City, Lulu, Watertown) is totally eligible for the 100% USDA Rural Development loan? USDA Rural Housing is a great way for Florida first time homebuyers to purchase a home without a … Continue reading
Florida USDA Mortgage Loan -Bay Walton County
Please read below to find the basic 100% USDA Rural Development loan requirements in Florida. Bay & Walton County have many USDA approved locations! Your income and your monthly expenses. Standard debt-to-income ratios are 29/43 for USDA Loans. These ratios may be exceeded with … Continue reading