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Tag Archives: Florida
USDA Approved Map 2013
USDA Rural Housing was set to change the approved locations (map) for the USDA home loan this month. It was announced this week, any map changes have yet again been delayed. This is great news for Florida home buyers wanting … Continue reading
Florida USDA Mortgage Loan -Bay Walton County
Please read below to find the basic 100% USDA Rural Development loan requirements in Florida. Bay & Walton County have many USDA approved locations! Your income and your monthly expenses. Standard debt-to-income ratios are 29/43 for USDA Loans. These ratios may be exceeded with … Continue reading
Annual – Guarantee Rural Development Fee Increasing
USDA Rural Development home loans- effective on October 1st 2012 the USDA Rural Housing will increase the Up-Front (one time) Guarantee Fee and Annual Fee (monthly) structure as follows for all new USDA mortgages: USDA Rural Up-Front Guarantee Fee (One-Time) … Continue reading
Frequently asked USDA RURAL Housing Loan questions
Each day we receive many questions regarding the USDA mortgage here in Florida. Below we have outlined some of the most common questions and answers home buyers have about the program. Question: Is the USDA Rural Housing program only for … Continue reading
Q&A – Down Payment Assistance Program First Time Buyers 2012
Question: Can I use first time buyer down payment assistance with the USDA loan? How does this work with the USDA mortgage? Charlotte M – Sarasota, FL Answer: The USDA mortgage program is 100% home financing by default. So no … Continue reading