Please see the Florida USDA Rural Housing (RD) income eligibility limits for the 502 Guarantee program –
NEW UPDATE SUMMER 2018 – USDA has published the latest 2018 income limits here.
Please contact us with any questions – just submit the short Info Request Form on this page for fast service. You can also contact us at 7 days a week at ph: 800-743-7556
|COUNTIES||1- 4 person household||5 – 8 person household|
|All Florida counties EXCEPT those listed below:||$75,650||$ 99,850|
|Clay, Duval, Nassau, St Johns||$77,400||$102,150|
|Manatee and Sarasota||$75,200||$99,264|
|Okaloosa and Wakulla||$78,650||$103,000 /101,450|
|NOT ELIGIBLE are Broward, Pinellas and Monroe|
|Add 8% of 1-4 person limit for each person in excess of 8 persons.|
Please note the following:
- There are deductions for certain things like children, documentable child care expenses, disabilities, elderly, etc. Please add $480 to the income limits for each child living in the house.
- The USDA 502 Guarantee program income limits above apply to ALL members in the household that generate income, regardless if they are listed on the USDA loan application or not. This is important to remember. The only exception is working full-time students, as only a max of $480 of their yearly income is included. However, if they are a dependant, the $480 can be deducted thus canceling out their income altogether.
- The USDA RD 2015 income limits only apply to household income at the time of closing. Future income or earning potential is not considered.
USDA Mortgage Source is Florida’s leading USDA Rural Housing resource. Questions about the USDA income requirements, or not sure about something? Please just submit the short Info Request Form on this page for fast service. You can also contact us at 7 days a week at ph: 800-743-7556
Serving : FL, FLA Alachua County – Gainesville, Baker County – Macclenny, Bay County – Panama City, Bradford County – Starke, Brevard County – Titusville, Broward County – Fort Lauderdale, Calhoun County – Blountstown, Charlotte County – Punta Gorda, Citrus County – Inverness, Clay County – Green Cove Springs, Collier County – Naples, Columbia County – Lake City, De Soto County – Arcadia, Dixie County – Cross City, Duval County – Jacksonville, Escambia County – Pensacola, Flagler County – Bunnell, Franklin County – Apalachicola, Gadsden County – Quincy, Gilchrist County – Trenton, Glades County – Moore Haven, Gulf County – Port St. Joe, Hamilton County – Jasper, Hardee County – Wauchula, Hendry County – LaBelle, Hernando County – Brooksville, Highlands County – Sebring, Hillsborough County – Tampa, Holmes County – Bonifay, Indian River County – Vero Beach, Jackson County – Marianna, Jefferson County – Monticello, Lafayette County – Mayo, Lake County – Tavares, Lee County – Fort Myers, Leon County – Tallahassee, Levy County – Bronson, Liberty County – Bristol, Madison County – Madison, Manatee County – Bradenton, Marion County – Ocala, Martin County – Stuart, Miami-Dade County – Miami, Monroe County – Key West, Nassau County – Fernandina Beach, Okaloosa County – Crestview, Okeechobee County – Okeechobee, Orange County – Orlando, Osceola County – Kissimmee, Palm Beach County – West Palm Beach, Pasco County – Dade City, Pinellas County – Clearwater, Polk County – Bartow, Putnam County – Palatka, Santa Rosa County – Milton, Sarasota County – Sarasota, Seminole County – Sanford, St. Johns County – St. Augustine, St. Lucie County – Fort Pierce, Sumter County – Bushnell, Suwannee County – Live Oak, Taylor County – Perry, Union County – Lake Butler, Volusia County – DeLand, Wakulla County – Crawfordville, Walton County – De Funiak Springs, Washington County – Chipley
2015 USDA Rural Income Eligibility Limits