Great news, 2026 USDA closing turn-times are currently running 1-7 business days for most states. This is a big improvement over the past where USDA Rural Housing times could take 2 weeks + in more … [Read more...] about 2026 USDA Closing Turn Times
USDA Homebuyer Q&A
Frequently Asked USDA RURAL Housing Loan Questions
Each day we receive many questions regarding the USDA Rural Development mortgage. Below we have outlined some of the most frequently asked USDA rural housing loan questions for 2026.Have a … [Read more...] about Frequently Asked USDA RURAL Housing Loan Questions
How to Apply for USDA loan approval
Please take few minutes to review the helpful video below on the USDA application and how to apply for USDA loan approval. Prepared homebuyers are less stressed homebuyers! If you have questions … [Read more...] about How to Apply for USDA loan approval
Lake City,Columbia USDA Rural 100 Loan
The USDA Rural Housing mortgage loan that is insured by the US Department of Agriculture and available to qualified FL homebuyers who are purchasing or refinancing their home loan in an area that is … [Read more...] about Lake City,Columbia USDA Rural 100 Loan
USDA Loan Pre-Approval Qualifying Advice
Getting pre-approved for a Florida USDA loan isn't much different than other mortgage programs like FHA, VA or Conventional loans. Below we have outlined some tips and things you will want to know … [Read more...] about USDA Loan Pre-Approval Qualifying Advice
How Long Does USDA Pre Approval Last?
With most lenders/banks a new loan pre approval letter is valid for 90 days from the date of the initial mortgage application. Buyers commonly ask “what happens after the 90 days period is up” … [Read more...] about How Long Does USDA Pre Approval Last?
Polk, Orange, Hillsborough Teacher Program
Central Florida teachers have some great home financing options available in 2022. The two main mortgage programs available for FL teachers today are the FHA and USDA home loan. Depending on your … [Read more...] about Polk, Orange, Hillsborough Teacher Program
USDA Program Types – Avon Park, Lake Placid
Many homebuyers don’t know that USDA Rural Housing offers a few different home loan programs. The first program is the 502 USDA Guaranteed Rural Home Loan and second is the USDA Direct mortgage. The … [Read more...] about USDA Program Types – Avon Park, Lake Placid
USDA Loan Application – Where to start
Listed below are some of the basic steps for the USDA loan application pre qual process. We understand the home buying process can be difficult especially for first time buyers, the information below … [Read more...] about USDA Loan Application – Where to start
USDA Rural Housing Down Payment
Florida homebuyers interested in the 100% USDA mortgage often ask if they can put money down on their loan? The short answer is yes. USDA Rural Development is 100% financing, however, buyers can … [Read more...] about USDA Rural Housing Down Payment