Great news, 2025 USDA closing turn-times are currently running 1-7 business days for most states. This is a big improvement over the past where USDA Rural Housing times could take 2 weeks + in more … [Read more...] about 2025 USDA Closing Turn Times
USDA Program Updates
USDA Loans – What’s the Good and Bad?
USDA loans are still a little known mortgage that many buyers still are not aware of. This government-backed home loan offers up to 100% financing for eligible properties nationwide. The USDA Rural … [Read more...] about USDA Loans – What’s the Good and Bad?
2025 USDA Rural Housing Loan Requirements Florida
USDA loans are great for first-time buyers looking for affordable housing in Florida. This government backed mortgage program still provides 100% financing with no down payment required. This is a big … [Read more...] about 2025 USDA Rural Housing Loan Requirements Florida
USDA Closing Review Turn Times
We receive many questions from USDA home buyers wanting to know how long the USDA closing process takes? As of 2025, most USDA loans are currently taking about 25–40 days to close from the … [Read more...] about USDA Closing Review Turn Times
Georgia USDA Household Income Limits
Please see the 2025 Georgia USDA 502 Guarantee Housing Income limits per county. All GA counties are the same except for Atlanta-Sandy Springs-Marietta and Warner Robins, Roswell GA MSA. Please keep … [Read more...] about Georgia USDA Household Income Limits
USDA Rural Housing Income Limits 2025
Great news for homebuyers, USDA Rural Housing announced the new income limits for the USDA 502 Guaranteed Rural Housing loan program. The new income limits started in 2024 and will carry into 2025. … [Read more...] about USDA Rural Housing Income Limits 2025
USDA-Rural Housing Loan Limits 2025
USDA Rural Housing loan limits mirror the conforming loan limits set each year by FHFA. These mortgage limits are based on property location (state & county) For 2025, most of the U.S. has a limit … [Read more...] about USDA-Rural Housing Loan Limits 2025
USDA Loan Guarantee & Annual Fee – Mortgage Insurance For 2025
USDA loans are much the same as other government-backed mortgages in that they require a one-time guarantee fee and annual (monthly) costs. The USDA loan guarantee & annual fee schedule has … [Read more...] about USDA Loan Guarantee & Annual Fee – Mortgage Insurance For 2025
USDA Mortgage Loans – Home Seller Information
We write tons of information related to home buyers and the USDA loan process. However, very rarely do we discuss important things Florida home sellers need to know. After all, many home sellers like … [Read more...] about USDA Mortgage Loans – Home Seller Information
USDA Eligible & Approved Housing Map Changes
Florida home buyers utilizing the USDA Rural Housing program should take note of new changes coming to the approved, eligible housing map. USDA loans offer qualified home buyers 100% mortgage … [Read more...] about USDA Eligible & Approved Housing Map Changes