For buyers wanting to finance a home with as little cash as possible have an option that unfortunately not too many take advantage of. The United States Department of Agriculture, or USDA, offers a … [Read more...] about The USDA Home Loan Program-Is It Right for You?
USDA Program Updates
USDA Loans – What’s the Good and Bad?
USDA loans are still a little known mortgage that many buyers still are not aware of. This government-backed home loan offers up to 100% financing for eligible properties nationwide. The USDA Rural … [Read more...] about USDA Loans – What’s the Good and Bad?
Kissimmee, St. Cloud – 100% First Time Buyer, USDA Loan
Florida first time home buyers in Kissimmee, St Cloud can still purchase their dream home with NO down payment thanks to the 100% USDA Rural Housing Mortgage. The USDA loan has many advantages for … [Read more...] about Kissimmee, St. Cloud – 100% First Time Buyer, USDA Loan
USDA Closing Review Turn Times
We receive many questions from USDA home buyers wanting to know how long the USDA closing process takes? As of 2026, most USDA loans are currently taking about 25–40 days to close from the … [Read more...] about USDA Closing Review Turn Times
Top 5 Benefits of USDA Mortgages for First-Time Home Buyers
Purchasing a home for the first time can be a daunting experience, especially when it comes to mortgage financing. Fortunately, the U.S. Department of Agriculture (USDA) & Rural Housing offers a … [Read more...] about Top 5 Benefits of USDA Mortgages for First-Time Home Buyers
2026 USDA Closing Turn Times
Great news, 2026 USDA closing turn-times are currently running 1-7 business days for most states. This is a big improvement over the past where USDA Rural Housing times could take 2 weeks + in more … [Read more...] about 2026 USDA Closing Turn Times
2026 USDA Rural Housing Loan Requirements Florida
USDA loans are great for first-time buyers looking for affordable housing in Florida. This government backed mortgage program still provides 100% financing with no down payment required. This is a big … [Read more...] about 2026 USDA Rural Housing Loan Requirements Florida
USDA Loan Guarantee & Annual Fee – Mortgage Insurance For 2026
USDA loans are much the same as other government-backed mortgages in that they require a one-time guarantee fee and annual (monthly) costs. The USDA loan guarantee & annual fee schedule has … [Read more...] about USDA Loan Guarantee & Annual Fee – Mortgage Insurance For 2026
USDA-Rural Housing Loan Limits 2026
USDA Rural Housing loan limits mirror the conforming loan limits set each year by FHFA. These mortgage limits are based on property location (state & county) For 2026, most of the U.S. has a limit … [Read more...] about USDA-Rural Housing Loan Limits 2026
Georgia USDA Household Income Limits
Please see the 2026 Georgia USDA 502 Guarantee Housing Income limits per county. All GA counties are the same except for Atlanta-Sandy Springs-Marietta and Warner Robins, Roswell GA MSA. Please keep … [Read more...] about Georgia USDA Household Income Limits