First time home buyers in Lakeland Florida still have some great government back home loan options available with little to NO down payment. Government mortgages offer many benefits including secure 30 year fix low rates, no pre payment penalty and minimum down payments. The USDA and VA home loan are the only two mortgages in Florida that still offer 100% financing.
Please continue to read the blog here and visit our primary USDA website to learn more about the USDA loan basics in Lakeland, Winter Haven, Polk. The USDA loan is available to all Florida home buyers looking to purchase a home in a rural approved location. Most of Polk County is eligible and approved for USDA rural housing.
The VA home loan also offers 100% zero down payment to all of our past and present military heroes.
The FHA home loan is probably the most widely used Government home loan option. The FHA mortgage does require a 3.5% minimum down payment but can be used in any location. To learn more about the benefits of the FHA loan in Florida, please click here.
Serving Auburndale, Bartow, Davenport, Dundee, Eagle Lake, Fedhaven, Fort Meade, Frostproof, Haines City, Highland Park, Hillcrest Heights, Indian Lake Estates, Lake Alfred, Lake Hamilton, Lake Wales, Lakeland, Mulberry, Nalcrest, Polk City, Providence and Winter Haven.
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