Please see the 2026 Georgia USDA 502 Guarantee Housing Income limits per county. All GA counties are the same except for Atlanta-Sandy Springs-Marietta and Warner Robins, Roswell GA MSA. Please keep in mind there are deductions for dependents ($480 each) childcare expenses, disabilities, etc.
If you need help in figuring your household income correctly, or just have general questions about getting pre-approved for the 100% USDA loan – please submit the short Info Request Form on this page and a USDA loan specialist will reach out to you. You can also contact us at Ph: 800-743-7556 – we serve Georgia home buyers 7 days a week.
| Household Size | 1-4 Person | 5-8 Person |
| Georgia 2026 Income Limit for USDA Guarantee Loan | $119,850 | $158,250 |
- Atlanta-Sandy Springs-Alpharetta/Roswell: $131,300 – $173,350
- All other GA locations: $119,850 – $158,250