Question: I’m about to be under contract on my first home. I would like to have an idea on how long the USDA mortgage process takes to complete so I have time to prepare for my move.
Thank you – J. Naples / Orlando, FL
Answer: Once you are under a fully approved contract, the USDA mortgage closing process will take around 35-45 days to complete. The exact time depends on the city/county your new home is located. Once the lender underwriting is complete, your USDA home loan has to go through a secondary approval process with the USDA / Rural Development office. Each states USDA office has different turn times that can change frequently. However, 40 days is a safe bet to complete the entire processing/closing process here in Florida ( as of 2015)
USDA Mortgage Source is Florida’s Primary resource for all 100% USDA / Rural Development mortgages. Pensacola , Ocala , Clearwater , Bradenton and everywhere in between – Questions? just submit the short Info Request Form on the right side of this page for fast service. Mobile users can find the Info Request Form here. You can also contact us at 7 days a week at ph: 800-743-7556
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