Please see the Florida USDA Rural Development (RD) income eligibility limits for the 502 Guarantee program –
Please contact us with any questions 7 days a week, just submit the Info Request Form on this page for fast service. You can also contact us at PH: 800-743-7556.
*** Important program updates as of 2020 – please disregard below and read more about the newly published USDA income caps here.
|COUNTIES||1- 4 person household||5 – 8 person household|
|All Florida counties EXCEPT those listed below:||$75,650||$ 99,850|
|Clay, Duval, Nassau, St Johns County||$77,400||$102,150|
Add 8% of 1-4 person limit for each person in excess of 8 persons. NOT ELIGIBLE are Broward, Pinellas and Monroe.
- There are deductions for certain things like children, documentable child care expenses, disabilities, elderly, etc. Please add $480 to the income limits for each child living in the house.
- The USDA 502 Guarantee program income limits above apply to ALL members in the household that generate income, regardless if they are listed on the USDA loan application or not. This is important to remember. The only exception is working full-time students, as only a max of $480 of their yearly income is included. However, if they are also a dependant, the $480 can be deducted thus canceling out their income altogether.
- The USDA RD 2016 income limits only apply to household income at the time of closing. Future income or earning potential is not considered.
If you are a home buyer that exceeds the income limits above, please be sure to still contact us to discuss other low down payment mortgage alternatives that may be available. Questions about the USDA income requirements, or qualifying? Please just submit the short Info Request Form on the right side of this page for fast service. Mobile users can find the Info Request Form at the top of this page. You can also contact USDA Mortgage Source 7 days a week at ph: 800-743-7556
Alachua County – Gainesville, Baker County – Macclenny FL, Bay County – Panama City, Bradford County – Starke, Brevard County – Titusville, Broward County – Fort Lauderdale, Calhoun County – Blountstown, Charlotte County – Punta Gorda, Citrus County – Inverness, Clay County – Green Cove Springs, Collier County – Naples, Columbia County – Lake City, De Soto County – Arcadia, Dixie County – Cross City, Duval County – Jacksonville, Escambia County – Pensacola, Flagler County – Bunnell, Franklin County – Apalachicola, Gadsden County – Quincy, Gilchrist County – Trenton, Glades County – Moore Haven, Gulf County – Port St. Joe, Hamilton County – Jasper, Hardee County – Wauchula, Hendry County – LaBelle, Hernando County – Brooksville, Highlands County – Sebring FL, Hillsborough County – Tampa, Holmes County – Bonifay, Indian River County – Vero Beach, Jackson County – Marianna, Jefferson County – Monticello, Lafayette County – Mayo, Lake County – Tavares, Lee County – Fort Myers, Leon County – Tallahassee, Levy County – Bronson, Liberty County – Bristol, Madison County – Madison, Manatee County – Bradenton FL, Marion County – Ocala, Martin County – Stuart, Miami-Dade County – Miami, Monroe County – Key West, Nassau County – Fernandina Beach, Okaloosa County – Crestview, Okeechobee County – Okeechobee, Orange County – Orlando, Osceola County – Kissimmee, Palm Beach County – West Palm Beach, Pasco County – Dade City, Pinellas County – Clearwater, Polk County – Bartow, Putnam County – Palatka, Santa Rosa County – Milton, Sarasota County – Sarasota, Seminole County – Sanford, St. Johns County – St. Augustine, St. Lucie County – Fort Pierce, Sumter County – Bushnell, Suwannee County – Live Oak, Taylor County – Perry, Union County – Lake Butler, Volusia County – DeLand, Wakulla County – Crawfordville, Walton County – De Funiak Springs, Washington County – Chipley. USDA 502 Guarantee Rural Income Limits 2016