Homeowners that currently have a Florida USDA RD mortgage loan can now refinance AND included (roll in) all closing costs and escrow items for taxes and home insurance. This is one of the great enhancements of the new USDA Pilot refi program available to home owners here in Florida. $0 out of pocket costs to the homeowners.
In addition, there are NO requirements on loan to value of the home or negative equity in the home. It does not matter how much the home value has decreased since the time of purchase. This option now allows rural homeowners to take advantage of theall time low 30 year fix rates we see today. USDA interest rates are super low today and many eligible USDA homeowners are taking advantage. Please click here to learn more about the USDA refinance requirements here in FL. If you have questions, just call us or submit the quick request form on the right side of this page and a specialist will contact you.