Clay County was created in December 1858. Its name is in honor of Henry Clay, famous American statesman, member of the United States Senate from Kentucky and United States Secretary of State in the 19th century. The U.S. Census Bureau 2023 population estimate for the county is 226,000. Its county seat is Green Cove Springs.
One of the main attractions of Clay County is its abundance of natural beauty. With over 116,000 acres of protected land, including state parks and wildlife preserves, residents can enjoy hiking, biking, fishing, and other outdoor activities year-round.
Another great benefit of living in Clay County is its strong sense of community. The county is home to numerous annual events, such as the Clay County Fair and the Green Cove Springs RiverFest, where residents can come together and celebrate their shared interests and culture.
As a Clay County homeowner, you can rest assured that USDA Mortgage Source will get you the best Florida mortgage solution for your individual family. Your mortgage options include first time homebuyer, FHA and VA home loans to name a few. In addition, there are many locations that qualify for the 100% Rural Development loan which is a 100% financing mortgage available throughout Clay County in 2024.
USDA mortgages are especially good for first time buyers that have limited funds for a large down payment. The USDA loan allows for 100% financing and offers competitive 30-year fixed rates with low private mortgage insurance (PMI). This means you can purchase your dream home in Clay County with no money down.
It’s important to note that the USDA loan has certain geographic and income restrictions, so it’s best to speak with one of our licensed loan officers who can help determine if you qualify. Our team at USDA Mortgage Source has extensive experience helping families in Clay County navigate the home buying process and secure the best mortgage option for their unique needs.
USDA Mortgage Source offers all the popular first-time buyer programs like FHA, USDA and VA Government home loans. Serving all of Clay County 7 days a week including, Bellair, Green Cove Springs, Keystone Heights, Middleburg, Orange Park, Penney Farms.