{"id":2450,"date":"2023-12-01T02:44:57","date_gmt":"2023-12-01T07:44:57","guid":{"rendered":"http:\/\/www.usdamortgagesource.com\/usda-mortgage-source\/"},"modified":"2023-12-01T12:11:21","modified_gmt":"2023-12-01T17:11:21","slug":"usda-mortgage-source","status":"publish","type":"page","link":"https:\/\/www.usdamortgagesource.com\/","title":{"rendered":"USDA Mortgage Source -100% Rural Housing Loans"},"content":{"rendered":"

Welcome to USDA Mortgage Source<\/strong>, a leading USDA Rural Housing resource. Our agency specializes in USDA home loan information for first-time homebuyers and current homeowners.<\/p>\n

The USDA RD loan is a government mortgage program that is backed by the United States Department of Agriculture and provides a number of homeownership opportunities across the U.S. This program has been around for many years and has helped thousands of buyers achieve the American dream of homeownership.
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USDA Rural Development is one of the last remaining mortgage programs that allow eligible home buyers to purchase a property with NO down payment in 2024. That\u2019s right, it is still possible to purchase a home in select locations across the U.S. with no money down.<\/p>\n

Regardless of your mortgage knowledge, USDA Mortgage Source will be more than happy to assist you. We take the time to answer all your questions and educate you on the advantages of USDA financing. If you are looking for information on government loan programs, you have found the right place.<\/p>\n

* Have questions about applying for a USDA loan, or just want to learn more? Just call or fill out the Info Request Form<\/strong> on this page to connect with us 7 days a week<\/em>.<\/p>\n

Already have a USDA mortgage and want to learn about refinancing options? \u00a0Please click on the\u00a0USDA Refinance<\/strong> page above to learn about the Streamline Assist refinance program.\u00a0\u00a0USDA interest rates are still attractive and the USDA refinance program may help drastically lower your monthly mortgage payment.<\/p>\n

\"whatWhat exactly is a 100% USDA 502 Guaranteed Loan?<\/strong><\/span><\/h2>\n

The single-family housing, USDA 502 Guaranteed program is a government-insured mortgage for families living in qualified rural locations in the United States. However, don’t let the word “Rural” confuse you, as many suburbs even have eligible locations.<\/p>\n

The goal of the USDA program is to help our rural communities expand by making homes more affordable through no down payment and moderate credit requirements. This is one of the last zero down payment loans available for non-military homebuyers in the U.S. <\/span><\/p>\n

This is especially good for first-time home buyers and public service workers like <\/span>Teachers<\/a>, Firefighters, and Police Officers that want to purchase a home but have limited savings. Many of these buyers find it difficult to save the down payment often required by\u00a0FHA<\/a> and Conventional loans.<\/span><\/p>\n

\"RuralListed below are just a few\u00a0benefits of a USDA mortgage:<\/span>
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