Each day we receive many questions regarding the USDA Rural Development mortgage. Below we have outlined some of the most frequently asked USDA rural housing loan questions for 2021. Have … [Read more...] about Frequently asked USDA RURAL Housing Loan questions
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Jumbo Home Loan Financing St. Louis
When you first visit your bank or lender to get information about financing a luxury home in St. Louis, it’s very likely you’ve already completed your own research on the basic requirements. Yet … [Read more...] about Jumbo Home Loan Financing St. Louis
First Time Home Buyer Options 2021
First Time home buyers have some great home loan options available in 2021. Most of the government mortgage programs like USDA, FHA and VA offer great flexibility with little or no down payment … [Read more...] about First Time Home Buyer Options 2021
Texas Jumbo Home Financing Updates
New Jumbo financing options have emerged for 2021. Qualified borrowers in Dallas, Houston, Austin and San Antonio now have newly expanded low down payment Jumbo mortgage options. In fact, some of … [Read more...] about Texas Jumbo Home Financing Updates
Pennsylvania 5 Percent Down Jumbo Loans
PA home buyers now have the opportunity to financing higher costs properties up to 95% loan to value. That's right, only 5% down payment is needed for buyers that meet the lender qualifying … [Read more...] about Pennsylvania 5 Percent Down Jumbo Loans
South Carolina First Time Homebuyer Programs
Purchasing a home for first time can sometimes be a little nerve-racking. Beyond all the preparation possible it still takes hands-on experience to get comfortable with the process, including buying a … [Read more...] about South Carolina First Time Homebuyer Programs
USDA-Rural Housing Loan Limits 2021
USDA Rural Housing loan limits mirror the conforming loan limits set each year by FAFA. These mortgage limits are based on property location (state & county) For 2021, most of the U.S. has a limit … [Read more...] about USDA-Rural Housing Loan Limits 2021
Do USDA Loans Require Mortgage Insurance?
We often receive questions regarding USDA loans and monthly mortgage insurance or "PMI" as this is commonly referred to. Monthly mortgage insurance is often required for loans when the down payment is … [Read more...] about Do USDA Loans Require Mortgage Insurance?
USDA Loans and Seller Concessions Closing Costs
The United States Department of Agriculture's home loan program is designed to help those wanting to live in a rural area. At first glance, one might think there really are very few areas where rural … [Read more...] about USDA Loans and Seller Concessions Closing Costs
Florida USDA Property Lookup and Income Calculation
USDA loans are unique because the program has eligibility requirements, in addition to normal mortgage qualifying standards. Most loans like Conventional, FHA, etc just require the borrower qualifies … [Read more...] about Florida USDA Property Lookup and Income Calculation