QUESTION: How long does it typically take to go through the USDA home loan pre qualification / approval process? In addition, how to I get started with my USDA application, is there a certain process … [Read more...] about USDA home loan mortgage application process?
USDA Homebuyer Q&A
USDA- Only certain realtors? Orange Park
Question: I have my USDA application and pre approval finished and I’m ready to start looking for my first home. I plan on using a realtor to help me find the right home. My question – is there a … [Read more...] about USDA- Only certain realtors? Orange Park
Q&A – How long does the USDA mortgage pre approval process take ?
Question:I'm a first time home buyer looking to start the home buying process in a few months. How long does the USDA home loan pre-approval process take? How long in advance should I start … [Read more...] about Q&A – How long does the USDA mortgage pre approval process take ?
Changing employers ok? USDA Mortgage Florida
Question:I have been a nurse for 10 years now and working at the same hospital the entire time. I recently left to go work at a new hospital but I first took 3 weeks off. I have heard that … [Read more...] about Changing employers ok? USDA Mortgage Florida
The differences between Government loan programs?
Question: First, thanks for posting all this informative information. What is the big difference between a FHA and USDA mortgages ? I have already been pre approved for a FHA loan with my bank. … [Read more...] about The differences between Government loan programs?
Escrows required with USDA loan mortgage?
Question: Does USDA require that I include my monthly taxes and home owners insurance in my mortgage payment each month?T. Duval – Kissimmee, FlAnswer:USDA home loans (like all Government … [Read more...] about Escrows required with USDA loan mortgage?
Should I get my USDA home loan mortgage pre approval now ?
Question: I have been looking for a new home to purchase. I want to use the USDA mortgage for my home purchase. My question is - should I get my USDA home loan pre-approval now, or wait until I find … [Read more...] about Should I get my USDA home loan mortgage pre approval now ?
USDA loans only for farms or properties way out in the country?
Question:I’m interested in the USDA home loan. However, I’m not sure if my area around Gainesville is eligible. I heard that USDA/Rural loans are only for framers or people way out in the country? … [Read more...] about USDA loans only for farms or properties way out in the country?
USDA home loan mortgage insurance ?
QUESTION:Does rural devolvement USDA require PMI or monthly mortgage insurance payments?Thanks,D. Tanner / Fort Meyers, FLANSWER:USDA home loans have only a one-time upfront … [Read more...] about USDA home loan mortgage insurance ?
Credit scores required for USDA/RD home loans?
QUESTION: I have had a few credit bumps in the past. Can you please tell me what the current credit score requirement is with USDA home loans? S.Dison / Tampa, FLANSWER:In general, the current … [Read more...] about Credit scores required for USDA/RD home loans?