USDA Mortgage Source is now proud to now service Georgia home buyers! USDA Rural Housing offers 100% financing in select eligible locations throughout Georgia. Listed below are a few great benefits of the USDA loan:
- USDA Loans require $0 down payment – up to 101% financing in select eligible GA locations.
- Reduced monthly mortgage insurance costs (PMI) when compared to other loan options like FHA.
- USDA closing costs can often be included or rolled into the loan with higher appraisal. Closing costs can also be paid by the seller up to 6%.
- There is NO maximum loan amount with USDA Rural Housing. Homebuyers are approved based on debt to income
- You do NOT need assets to qualify for USDA loans. No minimum requirements for savings.
- Qualifying for a USDA loan with lower credit scores is possible. Please note our current min required credit score is 620.
- USDA mortgages are secure 30 year fixed rate terms at low market interest rates – comparable to FHA and Conventional home loans.
- Home buyers can choose to put down money down if they like.
- USDA loans are for ANY new & existing single-family residence located in a Rural Development eligible area. The home being purchased can be a regular sale, short sale, foreclosure home, bank owned, etc.
- The USDA housing program is NOT solely reserved for first time home buyers. Move up buyers can use the USDA program.
Now serving all of Georgia including – Atlanta, Marietta , Columbus, Savannah, Sandy Springs, Macon, Roswell, Albany, Marietta, Warner Robins, Smyrna, Valdosta, North Atlanta, Redan, Dunwoody, East Point, Rome, Alpharetta, Peachtree City, Gainesville, Douglasville, Dalton, Mableton, Lawrenceville, Kennesaw, Hinesville, Martinez, Tucker, Duluth, LaGrange, Statesboro, Griffin, Newnan, Carrollton, North Druid Hills, Forest Park, Acworth, Evans, Milledgeville, Belvedere Park, Woodstock, Snellville, Thomasville, College Park, Canton, Cartersville, Decatur, Saint Marys, Americus, Brunswick, Riverdale, Tifton, Dublin, North Decatur, Wilmington Island, Sur Hill, Waycross, Fayetteville, Moultrie, Powder Springs, Covington, Union City, Saint Simons, Calhoun, Druid Hills, Panthersville, Winder, Conyers, Stockbridge, Monroe, Bainbridge, Suwanee, Cordele, Kingsland, Lilburn, Villa Rica, Perry, Fort Stewart, Douglas, Buford, Vidalia, Pooler, Doraville, Cedartown, Norcross, Jesup, Cairo, Lonville, Richmond Hill, Thomaston, Gresham Park, Toccoa, Chamblee, Fort Oglethorpe, Fairburn, Dallas, Eatonton, Austell, Rincon, Centerville, Dawson, Lithia Springs, Mountain Park, GA, Georgia.
Please contact us by calling Ph: 800-743-7556