Q&A – How long does the USDA mortgage pre approval process take ?


I’m a first time home buyer looking to start the home buying process in a few months. How long does the USDA home loan pre approval process take? How long in advance should I start working on this?

K. Flowers – Panama City , FL


The USDA mortgage application process takes around 15-30 min to complete. All USDA home loan pre qualification requests are then processed generally in the same day. I recommend speaking with a USDA specialist a few weeks before you actually start looking at properties to purchase.  This will be plenty of time to go through the application / pre qualification process and to know exactly where you stand. Once you are finished you will know what home price points you are qualified for, mortgage payments, etc.

Need a USDA home loan pre approval in 2014 ? Please contact us at www.UsdaMortgageSource.com

USDA Mortgage Source is Florida’s leading resource for all 100% USDA Rural Development home loans. Fort Walton Beach, Lake City, Deland, Cape Coral and everywhere in between – please visit our main web site at www.UsdaMortgageSource.com or call 904.302.6060 to learn more about the benefits of 100% USDA Rural Development home loans here in Florida. We are available to serve you seven days a week.

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